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Hello,
I'm Patrick Stoy
Owner/President
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Hello, welcome to my page.

Patrick is the Founder and President of MC Capital Group, a multi-branch boutique mortgage brokerage company headquartered out of Wilmington, NC serving clients across the country.

Since inception, Patrick has partnered with thousands of families helping them achieve their life-long dream of owning and investing in real estate. Patrick’s vast breadth and depth of mortgage knowledge, unlimited abilities, community giving, and his sincere desires to help people are some of the reasons why he was awarded Best Lender in the Region and Mortgage Professional of the Year in 2021. Patrick is devoted to the community and loves where he lives. Patrick and his wife Laura have two wonderful children. Jacob is 22 and works for Volvo after attending the NASCAR Technical Institute in Mooresville, NC, and Piper Ann, who is a busy 6-year-old and thinks she knows more than her Daddy!

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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