Skip to content

“We put working capital behind hard-working people”

Private Capital Loans For Your Next Project

Build your investment property portfolio with a private capital partner that understands your need for speed, flexibility, and ease.

Welcome to MC Capital

MC Capital is an experienced team of professionals that possesses advanced skills, personalized service and industry contacts that enable us to uniquely understand, evaluate and recommend the best funding options for your projects.

Whether you are an investor that is fixing and flipping, financing a cash-flowing rental, or building spec new construction, we have a solution for your project specific needs. Our process is clean and simple. We will earn your trust through transparency and our lending process will be easy. Our borrowers come first, and our customer service is the bedrock of our success.

Options and Solutions

Gain access to the capital you need to move forward with your project profitably.

What We Offer
Funding in as little as 21 days
A flexible and creative approval process.
When conventional financing is unavailable we will be able to help.
Program Highlights
Equity based loans
Loan Types
Bridge Home Loan
Construction Home Loan
DSCR Home Loan
Fix & Flip Home Loan
STR using AirDNA

Tell us your story.

Whether you are a first time homebuyer or an experienced real estate investor, having a consulting team you can count on is crucial.

We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

Fill out the questionnaire on this page to start a discussion about your funding needs today!

Which product are you most interested in?*
This field is for validation purposes and should be left unchanged.

How it Works

Gain access to the capital you need to move forward with your project.


Find your investment property and submit property information.


Narrow down loan options and apply online. [Online upload Available!]


We will quickly review and begin the underwriting process so we can quote loan terms.

Get Funds

Once terms have been excepted we will schedule the closing.

Start Project

Once the loan has been finalized you may begin your project!

Get Started Today

Get Started

Frequently Asked Questions

Private capital funding, unlike traditional bank loans, hinge on the property’s value used as collateral, rather than solely on your financial status. Although these loans often come with higher interest rates, they hold significant appeal for real estate investors. This is because they boast faster closing times, offer flexible terms, and can be repaid swiftly to minimize expenses, thereby facilitating quicker business expansion.

Below are some additional advantages associated with hard money loans:

Swift Access to Capital:  Private capital funding provides quick access to capital, enabling investors to seize opportunities promptly.

Flexible Terms: These loans come with a range of repayment schedules and durations, allowing borrowers to tailor the terms to their specific needs.

High Loan-to-Value (LTV) Ratio: Depending on the property’s value and renovation budget, we can fund up to 100% of the project. We fund up to 75% of the AFTER-REPAIR VALUE (ARV).

Appraisals vary on your funding needs. We require appraisals on all loan products. We will consider a no-appraisal loan product on a project-specific basis.

We provide the following loan programs:

  • Bridge
  • Fix and Flip
  • New Spec Construction
  • STR using AirDNA
  • LTR using DSCR (Debt Service Coverage Ratio)

Most of our private capital loan programs can close within 21 days.

Still Have Questions?

If you can’t find an answer to your question in the FAQ’s below, you can always contact us and we’ll respond asap.

Back To Top