Welcome to MC Capital
MC Capital is an experienced team of professionals that possesses advanced skills, personalized service and industry contacts that enable us to uniquely understand, evaluate and recommend the best funding options for your projects.
Whether you are an investor that is fixing and flipping, financing a cash-flowing rental, or building spec new construction, we have a solution for your project specific needs. Our process is clean and simple. We will earn your trust through transparency and our lending process will be easy. Our borrowers come first, and our customer service is the bedrock of our success.
Options and Solutions
Gain access to the capital you need to move forward with your project profitably.
Tell us your story.
Whether you are a first time homebuyer or an experienced real estate investor, having a consulting team you can count on is crucial.
We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
Fill out the questionnaire on this page to start a discussion about your funding needs today!
How it Works
Gain access to the capital you need to move forward with your project.
Frequently Asked Questions
Private capital funding, unlike traditional bank loans, hinge on the property’s value used as collateral, rather than solely on your financial status. Although these loans often come with higher interest rates, they hold significant appeal for real estate investors. This is because they boast faster closing times, offer flexible terms, and can be repaid swiftly to minimize expenses, thereby facilitating quicker business expansion.
Below are some additional advantages associated with hard money loans:
Swift Access to Capital: Private capital funding provides quick access to capital, enabling investors to seize opportunities promptly.
Flexible Terms: These loans come with a range of repayment schedules and durations, allowing borrowers to tailor the terms to their specific needs.
High Loan-to-Value (LTV) Ratio: Depending on the property’s value and renovation budget, we can fund up to 100% of the project. We fund up to 75% of the AFTER-REPAIR VALUE (ARV).
Appraisals vary on your funding needs. We require appraisals on all loan products. We will consider a no-appraisal loan product on a project-specific basis.
We provide the following loan programs:
- Bridge
- Fix and Flip
- New Spec Construction
- STR using AirDNA
- LTR using DSCR (Debt Service Coverage Ratio)
Most of our private capital loan programs can close within 21 days.
Still Have Questions?
If you can’t find an answer to your question in the FAQ’s below, you can always contact us and we’ll respond asap.
