MC Capital Helps Funding for Residential Property Projects

Fix & Flips, New Builds and
Multi-Unit Duplex, Triplex & Quads

These programs are designed for lending that is secured by various types of single-family residential properties (1-4 units). The projects are deemed commercial loans because we arrange funding only to business entities such as LLC’s, S-Corp’s, and C-Corp’s.  Need to create your business entity for your project?  Ask us how.

FIX & FLIPS

Funding for Purchase & Rehab of Investment Properties

  • No Hidden Costs – Origination paid at closing only. No junk fees.
  • Lowest market rates available.
  • Term Options – 13 months.
  • Loan Criteria:
    – Up to 90% of Purchase Price.
    – Up to 100% of Rehab Costs.
    – $50,000 Minimum.
    – No Maximum.
  • Maximum Loan-to-ARV 75%.

SPEC HOMES

Funding for Ground-up Construction & Land

  • Including the purchase of land or using land you already own.
  • No Hidden Costs – Origination paid at closing only. No junk fees.
  • Lowest market rates available.
  • Term Options – Up to 13 months. No pre-payment penalty
  • Loan Criteria:
    – Up to 90% of Purchase Price.
    – Up to 100% of New Construction Costs.
    – $50,000 Minimum.
    – No Maximum.
    – Maximum Loan-to-ARV 70%.

MULTI-UNIT DUPLEX,
TRIPLEX & QUADS

Long-Term Fixed Rate Financing for Rental (Multi Non-Recourse Available)

  • Long-term stabilization/growth for your rental portfolio.
  • Lowest market rates available.
  • Term Options:
    – Fixed rate (up to 30 years). No pre-payment penalty.
    – Adjustable Rate (5 and 10 year).
  • Minimum Loan Attributes:
    – $500,000 & 5 Properties.
    – No Maximum Loan Amount.
  • Minimum Property Value $60,000.
  • Maximum 80% LTV.
  • Borrower Debt-to-Income: None.

Purchase or Refinance Cash-Out (Non-recourse)

This unique loan program provides you with the flexibility and leverage to capitalize on Single-
Family Rental Properties and Portfolios.

  • Lowest market rates available.
  • Term Options:
    – Fixed rate (up to 30 years). No pre-payment penalty.
    – Adjustable Rate (5 and 10 year).
  • $50,000 Minimum Loan Amount.
  • $1MM Maximum Loan Amount.
  • Maximum LTV: 75%.
  • Minimum Property Value:
    – $60,000 for Portfolios,
    – $75,000 for Single Properties.
  • Borrower Debt-to-Income: None.

Multi-Family Purchase or Refinance

This unique bridge loan provides you with the flexibility and leverage to capitalize on multifamily investment opportunities, without the stress of traditional bank lending requirements.

  • Lowest market rates available.
  • Loan Term 24 Months.
  • Loan Amount $250,000 to $5MM.
  • Loan-to-Value:
    – 75% Purchase
    – 70% Refinance
  • Down Payment As Low As 25%.
  • Fees and Closing Costs Can Be Rolled Into the Loan.
  • Cash Out Options Available.

Multi- Family Purchase or Refinance VALUE-ADD

This unique loan program provides you with the flexibility and leverage to capitalize on multifamily value-add investment opportunities, without the stress of “as-is” occupancy or DSCR requirements.

  • Lowest market rates available.
  • Loan Term: 24 Months, No Pre-Payment Penalty
  • Loan Amount $250,000 to $5MM.
  • Loan-to-Cost :
    – 80% Purchase; 70% Refinance.
  • Purchase Down Payment As Low As 20%.
  • No “As-Is” DSCR Requirements.
  • Fees and Closing Costs Can Be Rolled Into the Loan.
  • Cash Out Options Available.

Line of Credit (Recourse & Non-recourse)

This is the premier financing program for elite real estate investors featuring the best in customer service, rates, and quick closings.

  • Lowest market rates available.
  • Loan-to-Value 75%.
  • Loan-to-Cost 90%.
  • Line Amount $1MM – $10MM.
  • Term: 12 Months.
  • Uses: Fix and flip; new spec construction.
  • No interest on undrawn construction funds.
  • No minimum loan amount.

Contact MC Capital

393 Howards Lane
Hampstead, NC 28443

910-617-0115

Leave A Message